Harry, an unassuming single divorced man, is startled one morning to find his stunning, red-haired neighbor, Tara, in his kitchen waiting for him. She suspects her husband is cheating on her and she wants Harry to have sex with her to "get back" at him. Harry reluctantly declines, and Tara explains that her husband is pushing her to offer herself up at a suburban orgy as their initiation to a BDSM swingers circle. After Harry fails to convince Tara's husband not to humiliate his beautiful wife, she reluctantly agrees to do as her husband wishes. Now it's up to average-guy Harry to rescue the damsel-next-door...